RITCHIE (Elgin/ Whitehills). Peacefully at Abbeyvale Nursing Home, Elgin on Tuesday 2nd March, 2021, Margaret Downie (nee Findlay), aged 98 years, beloved wife of the late Sandy, much loved mum of Sandy Jnr, dear mother-in-law to Bertha, devoted grannie to Sarah and Laura and great grannie to Chloe, Matthew, Caitlyn and Lewis. Due to government regulations a private funeral service will be held. Margaret is resting at A D Walker Rest Rooms, Banff.